Fixed income impact investments – supporting UK charities for market returns

What is a bond?

A fixed rate bond is a form of borrowing by a company seeking to raise funds from investors. An issuer of such a bond promises to pay a fixed rate of interest to the investor until the date that the bond matures when it also promises to repay the amount borrowed.

Investing in charities

Each Retail Charity Bond will fund a loan to a specific UK charity. The charity will use the loan to further its charitable objectives and may typically acquire capital assets, invest in facilities or finance their existing assets more efficiently. The details about each charity and the terms of the bond will be provided in the relevant bond prospectus.

The bonds will be listed on London Stock Exchange and are expected to be admitted to trading on the Order book for Retail Bonds where investors will, subject to market conditions, be able to buy bonds or sell their bonds during the term of the bonds. The market price of a bond will vary between the start of a bond’s life and the date when it matures, and prices will be quoted in the market during trading hours.

The bonds should be eligible for investing in a Stocks & Shares ISA or SIPP, subject to an investor’s individual circumstances.

See How it works for more detail about the bond issuing structure.

How to invest

To invest in a new issue of bonds you need to contact one of the Authorised Distributors. Details of each new issue will appear on this website. You can also sign up on this page to receive details of all new retail bond issues.

Once a bond is trading on the stock market, investors can buy or sell through most stockbrokers. Current prices and trading information will be available via the Order Book for Retail Bonds.

Previous Bonds

Greensleeves Homes Trust

Greensleeves Homes Trust 4.25% Sterling Bonds due 2026 issued by Retail Charity Bonds PLC and secured on a loan to Greensleeves Homes Trust.

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Charities Aid Foundation

Charities Aid Foundation 5% Sterling Bonds due 2026 issued by Retail Charity Bonds PLC and secured on a loan to Charities Aid Foundation.

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Hightown Praetorian & Churches Housing Association Limited

Hightown Praetorian & Churches Housing Association Limited 4.4% Sterling Bonds due 2025 issued by Retail Charity Bonds PLC and secured on a loan to Hightown Praetorian & Churches Housing Association Limited.

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Golden Lane Housing

Golden Lane Housing 4.375% Sterling Bonds due 2021, issued by Retail Charity Bonds PLC and secured on a loan to Golden Lane Housing Ltd, a wholly owned subsidiary of the Royal Mencap Society.

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Latest News

Greensleeves Homes Trust: Issue Size Announcement

The information contained herein may only be released, published or distributed in the United Kingdom, the Isle of Man, Jersey and the Bailiwick of Guernsey in accordance with applicable regulatory […]

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Greensleeves Homes Trust: Early Closure of Offer Period

The information contained herein may only be released, published or distributed in the United Kingdom, the Isle of Man, Jersey and the Bailiwick of Guernsey in accordance with applicable regulatory […]

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